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In the floating-rate period, the rate of interest changes according to the market conditions.
Almost all lenders offer this service and if you are in the beginning stages of your floating-rate period, transferring a loan to the right lender can result in significant long-term savings for you.
This is the average time required from application to completion of the home loan transfer and may vary on a case to case basis.
Most people who take a home loan with LIC Housing Finance Limited do so because it has two big advantages – High Loan Coverage and Quick Loan Approval.
This may not sound so impressive if you’ve never applied for a home loan, but speak to anyone who has, and you will understand exactly how tedious and time-consuming loan approvals are.